Sometimes we have bad credit or an impaired credit rating just because we may have missed a telco payment or missed a payment on our gas and electricity bill. But you know, given the opportunity, you can afford to pay for a car.

Generally because you have a bad credit rating getting a car loan with a competitive interest rate is not always the easiest because finance companies are taking on a bigger risk (because you have missed payments before) so you will generally pay a higher car loan interest rate. Even though you have to pay a slightly higher rate you may still be able to be given the second chance you want and therefore you can get in to your new car sooner. Use our car loan calculator to see if you qualify.

If you are in a part IX (part nine) agreement the chances of you getting a car loan are a bit tougher but it’s not to say it’s impossible. If you only form of income is a government benefit then unfortunately it’s nearly impossible to get you a car loan and you maybe best trying through local authorities to get any additional help.

We get more Aussies with poor and impaired credit in to a car loan much sooner than most companies because like our name suggests “Car Loans for Bad Credit” this is all we do! So if you want free expert help and advice, use the contact form or click on one of our carefully selected advertising partners on this page as they may also be able to help you.

Bad credit personal loans are still possible today. Even with credit card comparison, if you have bad credit its difficult to get one. An option could be a No annual fee credit card.

Other sites which may be of interest to you include these Australian favourites:
• Car Lease
• Car Finance

The next best thing to do is maybe consider a cheap car rental from Australia’s leading car rental company – CarRental.com.au